How Can We Tell the Difference Between Luck and God's Will?
President’s Day in 1973, marked an important day in my career
at Merrill Lynch. You may want to think back to those days as a
new account was often opened for a client who wished
to buy a $5,000 tax free bond or even a $3,000 stock purchase. A
large account then was a client who had $100,000 in their account. So,
here was a young “account executive” who was working with
most of the other brokers on an official holiday when a call came in
from a man who had numerous questions about short term tax free notes. His
questions were good ones but with more than a little
impatience, I informed the caller that the minimum
purchase of these notes was $25,000 thinking this would
scare him away or shock him at least.
He said that would be no problem as he was thinking
of buying $3,000,000 and I was the first person, after calling 5 other
firms, who took the time to explain the investment characteristics
to him. In less
than a week, he deposited $5,000,000 and became a client who sent me
at least 10 referrals over the next several years. When I retired
in 2005, he was still a client and even though his son was also a financial
advisor, he maintained a relationship with me because of the time I spent
with him both initially and all during my career.
You see he had
sold his company and wanted to invest the money he
would owe on capital gains tax until the following year. He also purchased many intermediate
and long term fixed income investments over the next thirty years. This
client shared his wealth with other family members
and others he wanted to help and taught me a great deal about how to
not get carried away with the importance of money compared to the importance
of the people God places in your life.
When you get the next annoying call, or the request
by your employer to complete a job that seems pointless, just think
about whom God is going to bring into your life and also what experience
God wants to teach you. It’s amazing how lucky some people
are who also work hard and treat people with respect.
Proverbs 3:27-28 “Do not withhold good from those
to whom it is due, when it is in your power to do it. Do not
say to your neighbor, “Go, and come again; tomorrow I will
give it” when you have it with you.”
When you have the chance to do something good for someone
this week, don’t put it off… do it NOW! If your heart
is right with the Lord, it will not be luck; it will be God’s will!
Sent January 29,
Dwight Short if you would like to receive future
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